Comparison · both free
Pay Me More vs Paycheck Allocator
The short answer
Both are about your salary. Paycheck Allocator splits the pay you already get into bills, savings and spending. Pay Me More helps you ask for more of it. Planning where the money goes, use Paycheck Allocator. Asking your manager for a raise, use Pay Me More.
Pay Me More
Paste what you've done this year and what you earn. Get your case for a raise, one clear number, the email asking for the meeting, and answers to the usual pushbacks.
- You paste
- Paste what you did. What you took on this year, with numbers where you have them: team size, time saved, money kept, people trained. Rough is fine.
- You get
- If they say no budget. Ask what would need to be true for it in the next 6 months, and agree a date to revisit. Or ask for the title now and pay in Q1.
- When to use it
- Use it a few weeks before your review, or when you've quietly taken on more work and you want to walk into the conversation with one number and a reason instead of a vague "I feel I deserve more".
- When to skip it
- It doesn't know salaries in your field or city, it only uses the figures you give it, so check them on job ads or salary sites first. It can't promise a yes, and it's not advice for a legal dispute, a union negotiation or anything to do with your contract terms.
- Runs in
- ChatGPT, Claude, Gemini
- Difficulty
- Easy
- Shelf
- Personal Finance
Paycheck Allocator
Enter the paycheck and the bills you listed. Get a split across obligations, a buffer, and goals, using your numbers only.
- You paste
- List the check and the bills. Use the net amount and the bills that this check is supposed to cover. Say which bills are already handled. Leave account numbers out.
- You get
- Refused. No second buffer, no investment tip, no suggestion to delay rent. Rent is noted as a next-check problem.
- When to use it
- Use it on payday, when the bills, the buffer, and the goal you meant to fund are still one undifferentiated balance.
- When to skip it
- It is not financial advice and it does not know your bank balance. It splits only the numbers you list.
- Runs in
- ChatGPT, Claude, Gemini
- Difficulty
- Easy
- Shelf
- Personal Finance
Questions
What is the difference between Pay Me More and Paycheck Allocator?
Both are about your salary. Paycheck Allocator splits the pay you already get into bills, savings and spending. Pay Me More helps you ask for more of it. Planning where the money goes, use Paycheck Allocator. Asking your manager for a raise, use Pay Me More.
Are Pay Me More and Paycheck Allocator free?
Yes. Both are free prompts from One Agent a Day under CC BY 4.0. Pay Me More runs in ChatGPT, Claude, Gemini. Paycheck Allocator runs in ChatGPT, Claude, Gemini.
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